LoveToKnow Pregnancy:AllComments

Comments

Hello guys, Greetings, We just found out that my wife is pregnant. Currently we dont have health insurance, Does any one know which insurance company would provide health insurance for my wife. She is already pregnant and we need to start going to check up with doctors. Any insurance company out there for us?? your response is greatly appreciated. thank you.

-- Contributed by: Sherpa

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Holly, unless your health insurance has different coverage for labor and delivery, you will likely need to pay the $5000 deductible for the C-section. Your husband's human resource department or insurance carrier should be able to provide you with more information.

-- Contributed by: HollySwanson

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i do not understand the deductible concept. I will have to have a c-section so we have surgury expenses, etc. We have insurance through my husbands employer and our deductible is $5000 per family member does that mean that we are going to pay $5000 out of our pocket no matter what?

-- Contributed by: holly

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Hi Chris, Congratulations! You're wise to be looking into ways to save money with the baby coming, but I'll need to recommend that you take this up with a local insurance broker who knows the specifics of California policies or you can visit LoveToKnow Health Insurance where they have info on California health insurance and Blue Cross.

-- Contributed by: HollySwanson

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my wife is now preganant (yippee!) and was able to change her personal health care plan with (tonik - blue cross ca) a couple of weeks ago. my question: is a $5000 deductible and a 30% out of pocket up to 7,500 (including deductible) with payments of $120 a month too pricey a policy or not? is their any other options given our situation?

thanks, chris

-- Contributed by: chris sutcliffe
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